Abstract:
This study aims to examine the effect of grosswritten premium (GWP), total claims
(CLM), interest rate (INR) on total underwriting profit (UWP) on the financial
performance of insurance companies in case studies A life insurance company listed on
the Indonesian Stock Exchange for the period of 2011‐2015 and aims to find out the
independent variables previously researched in the life insurance company in ghana. The
population in this study are all insurance companies listed on the Indonesia Stock
Exchange period 2011‐2015. Samples taken using purposive sampling method, and
obtained 10 companies as samples in this research. Method used in this research using
panel data regression to know relation between result and variable. The results of this
study show that grosswritten premium (GWP), total claims (CLM), expense on
management (MGE), total debts (LEV), interest rate (INR) have no positive effect on
underwriting profit (UWP). Insurance companies should pay attention to their financial
performance due to their respective management expenditures, underwriting revenues,
total claims, unpredictable to insurance companies. Subsequent research should add
another independent variable that is likely to affect underwriting income.
