Analisis Kinerja Keuangan Bank Pembiayaan Rakyat Syariah Syarikat Madani

Abstract

This study aims to determine the condition of the financial soundness development banks and to determine the financial soundness of banks on the SRB Syarikat Madani from 2010-2013. Subjects in this study were Syarikat Madani SRB leader, the accounting, IT and operations section. The object of research is to analyze Financial Statements of Income and Balance Sheet and supporting documents to the Syarikat Madani SRB during the period 2010-2013. This type of research is the study deskriptif the data used is financial. technic report is the documentation of data collection. Analysis of the data used is CAEL analysis used to assess the financial soundness of banks by capital, asset quality, profitability, and liquidity. Capital meant fatherly evaluate capital adequacy SRB in managing risk exposure of current and future through quantitative and qualitative assessment. Asset quality is an asset quality assessment is intended to evaluate the condition of assets SRB in managing risk exposure of current and future through quantitative and qualitative assessment. Profitability is intended to evaluate the ability of the Bank to support operations and capital activities. Liquidity is intended to evaluate the ability of the Bank to meet short-term liabilities and the adequacy of liquidity risk management SRB.