Kinerja Keuangan Perusahaan Asuransi (Studi Pada Perusahaan Asuransi Jiwa Di Bursa Efek Indonesia Tahun 2011 - 2015)

Abstract

This study aims to examine the effect of grosswritten premium (GWP), total claims (CLM), interest rate (INR) on total underwriting profit (UWP) on the financial performance of insurance companies in case studies A life insurance company listed on the Indonesian Stock Exchange for the period of 2011‐2015 and aims to find out the independent variables previously researched in the life insurance company in ghana. The population in this study are all insurance companies listed on the Indonesia Stock Exchange period 2011‐2015. Samples taken using purposive sampling method, and obtained 10 companies as samples in this research. Method used in this research using panel data regression to know relation between result and variable. The results of this study show that grosswritten premium (GWP), total claims (CLM), expense on management (MGE), total debts (LEV), interest rate (INR) have no positive effect on underwriting profit (UWP). Insurance companies should pay attention to their financial performance due to their respective management expenditures, underwriting revenues, total claims, unpredictable to insurance companies. Subsequent research should add another independent variable that is likely to affect underwriting income.